EterPay
Personal Banking Reimagined

Your complete financial life.
One intelligent surface.

Manage day-to-day spending, split domestic expenses, convert international currencies, and automate wealth management with private AI assistance.

Instant Rail

Send & Request Globally

Transfer funds across domestic UPI or international rails with instantaneous routing and verified recipient identity.

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Real-Time Rates

Multi-Currency Ledger

Hold, manage, and convert across INR, USD, EUR, GBP, and JPY with ECB benchmark market rates and zero hidden spread.

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Universal Access

EterPay Anywhere Hub

One touchpoint that discovers local merchant compatibility—whether paying via PayPal checkout, QR, or virtual debit.

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Free Tier Intelligence

Eter AI Financial Assistant

Conversational cashflow forecasting, subscription anomaly flags, and intelligent currency timing signals.

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Zero Lock-In

Flexible Funding Methods

Attach your bank account, RuPay or Visa cards, and PayPal wallet with dynamic fallback when clearing transactions.

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Bank Grade

Deterministic Vault Security

Client secret isolation, cryptographic webhook verification, and human-in-the-loop explicit approval gates.

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Interactive Simulation

Cross-Border Peer Transfer

Verified Simulation
Source Currency (India)
₹ 25,000.00
Available in Primary INR Ledger
Beneficiary Receives (US)
$ 299.50
ECB Mid-Market Quote (0.01198)
AI Routing Strategy: Direct settlement via PayPal Sandbox v2 order with zero intermediary fee.
Test in App
Transparency

Frequently Asked Questions

Start Transacting on EterPay

Set up your personal multi-currency profile in under two minutes with full simulation credentials.

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