Privacy & Telemetry Policy
Last revised: November 2026
1. Architectural Privacy Philosophy
EterPay adheres to a privacy-by-design posture. We isolate sensitive payment method numbers, debit card CVVs, and banking passwords from our core application database. Payment authorization tokens are delegated to licensed clearing infrastructure including PayPal and certified card networks.
2. Data We Collect in Simulation
During this demonstration environment, we collect simulated profile data including test usernames, mock email addresses, test invoice line items, and simulated payment requests. No real banking credentials or live identity documents are requested or retained.
3. Artificial Intelligence Safety & Model Context
Our integration with Google Gemini 1.5 Flash and open reasoning models enforces strict data sanitization. Personally identifiable financial identifiers are redacted prior to payload transmission to cloud inference engines. The model receives only structured tool-calling parameters required to format advice.
4. User Rights and Telemetry Opt-Out
Users retain full rights to purge their local state, reset simulated ledgers, or wipe local storage tokens at any time via the Settings module.