EterPay

Good morning, Alex 👋

Monday, 9 November 2026

Sandbox

Primary Balance

₹1,84,250.75

Available: ₹1,80,000.00 · In transit: ₹4,250.75

🇺🇸USD$1,240.5🇪🇺EUR€876.2🇬🇧GBP£420
FD-Backed Credit Line Available85% LTV Cap

Borrow up to ₹4,25,000.00 against your fixed deposit collateral at 1.25% net cost without breaking interest.

Access Credit Line

Recent Transactions

View all

Payment from Priya Sharma

4 Nov · transfer

+₹15,000.00

completed

Netflix Premium

3 Nov · subscription

−₹649.00

completed

Amazon.in Purchase

2 Nov · commerce

−₹3,899.00

completed

Refund — Myntra Return

1 Nov · refund

+₹1,299.00

completed

Singapore Airlines

30 Oct · travel

−₹42,500.00

completed

Sent to Rahul Verma

28 Oct · transfer

−₹5,000.00

completed

Wallets

Manage
🇺🇸

USD

$1,240.5

🇪🇺

EUR

€876.2

🇬🇧

GBP

£420

🇯🇵

JPY

Â¥95,000

🇸🇬

SGD

S$680.3

Portfolio

View

₹2,58,400.00

+2.14%today
Gold Fund30%
NIFTY 50 Index25%
US Technology ETF20%
Simulated Portfolio — Educational Only — No Capital at Risk

AI Insight

Your insight for today

Your subscriptions total ₹5,297/month. Consider auditing Figma Pro (paused) — you could save ₹1,200 by cancelling it.

You've spent 22% more on travel this quarter vs last. Your Singapore trip is your biggest single expense of the month.

Chat with EterPay AI

Notifications

All

Payment received

₹15,000 received from Priya Sharma

2 hours ago

New login detected

Sign-in from Chrome on Windows — Bangalore, IN

5 hours ago

Invoice overdue

INV-2026-044 for RetailPlus is 16 days overdue

1 day ago

Subscription renewal

Adobe Creative Cloud renews in 3 days — ₹4,230

2 days ago

Portfolio update

Your portfolio gained ₹5,420 (2.14%) today

2 days ago

Zero-fee international transfers

Send money abroad with no fees this weekend

3 days ago

Spent this month

₹64,400.00

Received this month

₹1,02,000.00

Net cash flow

+₹37,600.00